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Rent Vs Buy Calculator

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Use this Rent Vs Buy Calculator to figure out your total payments, PMI, Taxes, Insurance and rent savings when compared to buying and renting a property.

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Why you should use a rent vs buy calculator

Input Information
Rent Info
Monthly Rent : ($)
Annual Rent Increase : (%)
Property Information
Home Value : ($)
Annual Maintanance : ($)
Annual Appreciation : (%)
Years Before Sell : (Yrs)
Selling Cost : (%)
Loan Information
Amount : ($)
Interest Rate : (%)
Length : (Yrs)
Points : (%)
Taxes And Insurance Information
Your Tax Rate : (%)
Annual Taxes :
Annual Insurance :
Annual PMI :
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Financial Analysis
  Rent Buy
Taxes and Insurance : $0.00 $22,500.00
Total PMI : $0.00 $3,125.00
Total Maintanance : $0.00 $4,500.00
Total Payments : $51,996.70 $108,372.10
Average Monthly Payment : $866.61 $1,806.20
Monthly Rent Savings : $939.59
Tax Savings : $0.00 $4,550.00
Total Rent Savings : $51,825.40
House Appreciation Value : $382,884.47
Proceeds Minus Cost : $356,082.56
Loan Balance : $228,745.59
Equity Appreciation : $127,336.96
Home Purchase Benefits : $75,511.56


Disclaimer: Rebuz does not prequalify borrowers. We provide tools such as this calculator that may help you understand the implications of certian decisions you may make in the mortgage process. Remember, a lender decides on your mortgage application and loan amount, and lender calculations may vary from Rebuz calculations. Our calculators are solely intended to provide ballpark estimates, not final or binding loan amounts. You should also review your personal financial situation with a qualified financial advisor before making any decision on assuming substantial liabilities. By using these calculators you agree and understand that Rebuz makes no representations or warrantees as to their use.

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